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What Are the Iowa Bankruptcy Exemptions?

When it comes to filing for bankruptcy in Iowa, the state offers certain exemptions that can help people keep their property or assets. Bankruptcy exemptions determine what assets are exempt from creditors and which ones are subject to liquidation in order to pay off debts. Knowing what is exempted and how much is exemptable will help individuals make an informed decision about filing for bankruptcy.

The Iowa Code 537-A contains all of the state’s bankruptcy exemption laws, including homestead exemptions; motor vehicle exemptions; household goods and clothing exemptions; public benefits; tools of trade; wages, alimony and child support; insurance proceeds and annuity contracts; wildcard exemption amounts of up to $2,000.00 per person available for any type of property not already covered by another exemption law under the Iowa Code 537-A.

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