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What Are the Rhode Island Bankruptcy Exemptions?


When you file for bankruptcy in Rhode Island, the court will appoint a trustee to oversee your case. The trustee will sell your non-exempt assets and use the proceeds to pay off your creditors.


Rhode Island bankruptcy exemptions protect certain types of property from being sold by the trustee. These exemptions include equity in your home, personal belongings, retirement accounts, and life insurance policies.


The amount of money you can exempt varies depending on the type of bankruptcy you file. For example, if you file for Chapter 7 bankruptcy, you can exempt up to $12,475 of equity in your home. However, if you file for Chapter 13 bankruptcy, you can exempt up to $155 per month of personal belongings.


You should consult with a bankruptcy attorney to determine which exemptions apply to your case.




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