What is a Bankruptcy Discharge?
When a person files for bankruptcy, they are asking the court to wipe out (discharge) their debts. A bankruptcy discharge is a court order that says you don’t have to repay certain debts. Once you receive a discharge, your creditors can no longer try to collect those debts from you. Not all types of debt can be discharged in bankruptcy, however.
If you file for Chapter 7 bankruptcy, you will receive a discharge if your case is successful. In a Chapter 13 bankruptcy, you will receive a discharge if you complete your repayment plan.
There are some exceptions to the general rule that debts are discharged in bankruptcy. For example, certain taxes, alimony and child support, student loans, and criminal fines cannot be discharged in bankruptcy.
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