What To Do If Creditors Are Calling After A Bankruptcy Filing
If you surrender your vehicle to the lender, you may still be responsible for any balance that you owe on the loan. The lender may sell the vehicle and use the proceeds to pay off the balance of your loan. If the sale does not cover the entire balance of the loan, you will be responsible for paying the difference.
If you are considering surrendering your vehicle, you should first contact your lender to discuss your options. You may be able to negotiate a settlement with the lender that is less than the full amount owed on the loan.]
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