What To Do If Creditors Are Calling After A Bankruptcy Filing
Filing for bankruptcy can be a daunting and confusing process. After filing, creditors may continue to harass you with phone calls and letters. It's important to know your rights and understand what steps to take if creditors are calling after a bankruptcy filing.
The first step is to send a cease-and-desist letter to the creditor informing them that you have filed for bankruptcy. This should be done in writing as soon as possible so they will stop contacting you directly. You should also keep records of all communications with creditors, including any phone calls or letters sent by them before or after the filing of your bankruptcy petition. The court will require this information at some point in the process.
You can also seek the assistance of an experienced attorney who specializes in consumer law and debt collection harassment cases if you feel uncomfortable dealing with creditors alone.
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