What You Need to Know About Georgia’s Debt Collection Laws
Georgia has some of the most stringent debt collection laws in the country. The Fair Debt Collection Practices Act (FDCPA) is a federal legislation that protects consumers from unfair business practices when it comes to debt collection. However, Georgia state law goes even further by establishing additional protections for consumers and providing more detailed regulations for debt collectors operating within its borders. Here’s what you need to know about Georgia’s debt collection laws.
Under Georgia law, all creditors must provide written notice to their customers before any form of legal action can be taken against them. This includes a statement of the amount owed, along with contact information for both parties involved in the dispute and clear instructions on how to respond if they decide to contest or pay off the debt.
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