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"Zombie Debt"


Zombie debt is a term used to describe debt that has been resurrected after being dormant for a period of time. This can happen when a debt collector reopens an old account, or when an individual pays off a debt and then is pursued by another creditor for the same debt. Zombie debt can also arise from errors, such as when a credit card issuer mistakenly reports an unpaid balance on a closed account.

While zombie debt can be frustrating and stressful, there are ways to deal with it. If you are contacted about a debt that you do not believe you owe, you can request validation from the creditor. This involves the creditor providing proof that you are indeed responsible for the debt. Once you have received validation, you can negotiate with the creditor to try and reach a payment agreement.




The Law Offices of the Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706






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