Creditor Strike Dispute Deletion Program™

Unlike generic credit repair companies that use templates or DIY kits, this program is attorney-supervised and legally structured. Every letter is crafted based on your actual credit report and reviewed under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Rosenthal Act. We don’t just “send letters” — we build a case file that can be escalated if necessary.

Yes — completely. Consumers have the legal right under federal law to challenge inaccurate, outdated, or unverifiable items on their credit reports. This program exercises your rights using certified legal communication channels. All actions are compliant with FCRA § 611, FDCPA § 809, and California’s Rosenthal Act.

Most clients begin seeing deletions or corrections within 30–60 days of the first dispute round. However, full resolution may require up to 3 rounds over 90–120 days, depending on the complexity and responsiveness of creditors or bureaus.

Tier 1 is designed for entry-level credit damage. We can dispute:

• Charge-offs

• Late payments (30, 60, 90, or 120 days)

• Collections under $2,000

If your accounts are medical, auto-related, post-bankruptcy, or over $2,000, you may want to look into Tier 2 or Tier 3.

Yes. We pull and audit your full tri-merge credit report (Experian, TransUnion, Equifax) and dispute inaccurate items across all three. Many clients are surprised to learn that not all bureaus report the same way — and we catch those inconsistencies.

Yes — this package includes up to 25 total creditors/accounts. If you have more than 25 negative accounts, we can either:

• Split the work into two phases, or

• Recommend a higher-tier service based on the damage level.

You’ll receive:

• Certified mail tracking numbers

• A dispute summary report

• Follow-up support for 60 days to handle bureau responses, reinvestigations, or additional rounds.

We’ll also help interpret the responses from Experian, TransUnion, or Equifax so you understand what was deleted, corrected, or verified.

Yes — cleaning inaccurate negatives from your report can significantly raise your credit score and remove barriers to auto loans, mortgages, or business credit. However, creditworthiness also depends on your overall profile, including active accounts, utilization, and payment history. We also provide basic credit rebuilding tools.

It’s a one-time flat fee of $495. No monthly charges, no hidden costs, no upsells. You pay once, we execute the full 3-round legal dispute process with tracking, follow-up, and summary reporting.

Yes — here’s what we’ll need to get started:

• A copy of your government-issued ID

• Proof of address (utility bill, lease, etc.)

• Credit report login or PDF (we can guide you through how to get it free)

• Signed attorney authorization form (we’ll send this)

We don’t guarantee deletion of accurate, verified, and lawfully reported accounts. However, many creditors fail to maintain full documentation or respond improperly, which can lead to lawful removal even of accounts you may think are accurate. The key is procedural compliance — and that’s where we focus our legal pressure.

Because this is a custom legal service, we do not offer refunds. However, we do provide 3 rounds of certified legal disputes plus 60-day support to maximize results. You will receive full documentation of every step taken and have the option to escalate further (Tier 2 or 3) if needed.

No. The credit bureaus (Experian, TransUnion, Equifax) respond directly to you. We guide, execute, and track the dispute process, but we don’t control their timelines. We will interpret their results for you and advise on next steps.