Can I keep using my credit cards until I file bankruptcy?

If you're considering filing for bankruptcy, you may be wondering if you can keep using your credit cards. The answer is maybe. Here's what you need to know.

If you're thinking about filing for bankruptcy, one of the first questions you may have is whether or not you can keep using your credit cards. The answer is maybe. It depends on a few factors, such as the type of bankruptcy you're filing and the laws in your state.

Here's a general overview: If you're filing for Chapter 7 bankruptcy, which is the most common type, you'll likely have to stop using your credit cards immediately. That's because one of the requirements of Chapter 7 is that you must surrender all of your nonexempt assets, including your credit cards.

If you're filing for Chapter 13 bankruptcy, however, the rules are different.

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