"Can Medical Bills Garnish Wages"

Medical debt is a major source of financial strain for many people in the United States. It can be difficult to pay off medical debts and if you don’t, creditors may take legal action. One way creditors may try to collect owed debt is by garnishing wages from your paycheck. But can medical bills garnish wages?

The answer depends on several factors, including the type of creditor involved and state laws. In most cases, a medical bill must first be sent to collections before any kind of wage garnishment can happen. Some creditors, like the Internal Revenue Service (IRS), don't need court orders to begin wage garnishment but this isn’t typically the case with medical bills. To initiate wage garnishment for unpaid medical bills, a court order must usually be obtained by the creditor or collection agency.

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