Laws Protecting Californians From Debt Collectors

Debt collectors are a common and troublesome issue for many Californians. The good news is that there are laws in place to protect consumers from debt collectors' aggressive tactics. These laws help ensure that debt collection practices remain fair and ethical, which benefits all Californians who find themselves in difficult financial situations.

The Fair Debt Collection Practices Act, or FDCPA, is the main federal statute governing debt collection activities across the country. In California, the Rosenthal Fair Debt Collection Practices Act offers even greater protection for residents of this state by prohibiting certain types of behavior from debt collectors such as harassment, false statements about debts owed, and disclosing information about a debtor's financial situation to third parties without their consent. Additionally, creditors cannot threaten or intimidate you into repayment and must disclose certain information regarding your rights if they contact you in person or by phone.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of the

debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706