12 Easy Strategies To Build Credit Without a Credit Card

Credit cards are not the only way to build credit. There are a number of strategies that can be used to build credit without a credit card.

One strategy is to use a secured credit card. A secured credit card is one that is backed by a cash deposit. The deposit acts as collateral for the credit card. This type of credit card can help you build credit because it reports to the major credit bureaus just like a regular credit card.

Another strategy is to become an authorized user on someone else’s credit card account. This means that you will have access to the account and can use the card, but the primary account holder is responsible for making payments. This can be a good way to build credit because you will get the benefit of the positive payment history on the account.

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