4 things you should know about the bankruptcy court system

If you are considering filing for bankruptcy, it is important to understand the nuances of the bankruptcy court system. With a few key points in mind, you can ensure that your filing and legal proceedings go as smoothly as possible. Here are four things you should know about the bankruptcy court system:

First, it is important to know which type of bankruptcy petition is appropriate for your situation. Depending on your income and debts, different chapters of the Bankruptcy Code may apply to you. For example, those with steady incomes may be able to file under Chapter 13 while those with little or no income may have to consider Chapter 7. Consulting with an experienced lawyer can help you determine which option is best for you.

Second, after selecting a petition type and filing in court, expect delays in proceedings due to backlogs in courts nationwide.

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