Discharge vs. Dismissal: What's the Difference?

When it comes to debt, there can be a lot of confusion around what exactly is the difference between discharge and dismissal. Discharge and dismissal are two different legal terms used in bankruptcy proceedings that involve getting rid of debts. It's important to understand the differences so you know how to best handle your financial situation when dealing with unpaid loans or debts.

The main difference between discharge and dismissal is that a discharge eliminates the debt whereas a dismissal only postpones it. A discharged debt cannot be collected by creditors, while dismissed debts can still be collected until they are paid off in full. The type of debt you have will determine whether it can be discharged or dismissed in bankruptcy court. For example, student loan debt cannot usually be discharged but may instead need to be dismissed if repayment becomes difficult or impossible.

The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FASTER!

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