Does Bankruptcy Affect Child Support?

Bankruptcy is a difficult decision to make. It can have many long-term effects on an individual's financial wellbeing. One of the biggest concerns for individuals considering bankruptcy is how it will affect their child support obligations. Does Bankruptcy Affect Child Support? The answer depends on the type of bankruptcy that is filed and the state in which the filing takes place.

When filing for Chapter 7 bankruptcy, any debts that are not secured by collateral or property are discharged or eliminated from an individual's credit history. This includes debt such as credit cards, medical bills, and most types of personal loans. Unfortunately, this also includes unpaid child support payments. While filing Chapter 7 may eliminate past due payments, it does nothing to change any current payment obligations or future court orders related to child support payments.

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