Does Bankruptcy Clear Judgments?
When it comes to judgments, filing for bankruptcy can seem like a way out. If you are considering filing for bankruptcy due to mounting debt and judgements, you may be wondering if it will clear your judgments completely. The answer is not always straightforward; the answer depends on the type of judgement and other factors.
In general, most types of judgements can be discharged in a Chapter 7 or 13 bankruptcy case. This means that after your discharge is complete, the creditor cannot seek payment from you under that judgment any longer. However, there are certain types of judgments that are non-dischargeable and will remain after your bankruptcy is completed. These include child support payments and alimony payments as well as criminal restitution fines or damages awarded in personal injury cases involving intentional wrongdoing by the debtor.
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