How Long After Filing Bankruptcy Can I Buy a House?

It can be difficult to obtain a mortgage after filing for bankruptcy, but it is not impossible. There are a few things you need to do in order to improve your chances of getting approved.

First, you need to make sure that your credit score has improved since you filed for bankruptcy. You can get a copy of your credit report from the major credit reporting agencies and check your score. If it has not improved, you may need to wait longer before applying for a mortgage.

Second, you need to have saved up enough money for a down payment. Lenders typically require at least 20% down, but if you can put down more, it will improve your chances of getting approved.

Third, you need to find a lender who is willing to work with people who have filed for bankruptcy.

The Law Office of Omar Zambrano has helped thousands of people and companies in the past to pay off their debts and start over.

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