How to protect yourself from debt collector harassment
Debt collection harassment is an unfortunate reality for many people. Debt collectors may use illegal tactics to pressure individuals into paying debt that they owe. It is important to know how to protect yourself from debt collector harassment so that you can safeguard your financial health and well-being.
There are several steps you can take to protect yourself from debt collector harassment. Firstly, always keep records of any interactions with debt collectors, including phone calls and emails. Make sure to date and time stamp each conversation and request all agreements in writing for your records. Secondly, be aware of the legal limits set by federal law which dictates what a debt collector may or may not do when trying to collect a debt. You have the right to refuse payment if it is requested outside of normal business hours or if false information is given about the name of the creditor or the amount owed.
The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.
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