I Am Being Sued for a Credit Card Debt. Now What?
If you receive a summons and complaint for a credit card debt, it means that the creditor is suing you. The first thing you should do is read the documents carefully to determine what the lawsuit is for and if the amount being sued for is correct.
If you believe that you do not owe the debt or that the amount being sued for is incorrect, you should file a response with the court. If you do not file a response, the court may enter a judgment against you for the full amount of the debt plus interest and fees.
Once a judgment is entered, the creditor can start collecting on the debt by garnishing your wages or seizing your bank account or other assets. If you are being sued for a credit card debt, it is important to understand your rights and options so that you can protect yourself from unfair collection practices.
The Law Offices of Omar Zambrano has helped thousands of the people and businesses in the past to get out of debt and start over.
Our goal is to help you find a fresh start FAST!
Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706