What Debts Can’t be Erased by Filing Bankruptcy?

When you are considering filing for bankruptcy, it is important to understand what debts cannot be erased. Bankruptcy is a legal process where individuals can discharge their debt and start fresh with their finances. Unfortunately, not all debts can be eliminated through bankruptcy, so it is important to know which ones remain after the process.

Generally speaking, secured debt such as mortgages or car loans cannot be discharged through bankruptcy. In addition, student loan debt and taxes are also excluded from the list of dischargeable debts. Alimony and child support payments cannot be forgiven either, as they are considered essential obligations that must be met. Furthermore, certain court fees may need to be paid after bankruptcy has been filed due to any outstanding criminal charges against an individual.

Overall, certain types of debts will remain even after filing for bankruptcy protection.

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