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Is the Bank of America No Income, No doc loan setting us Pp for another economic collapse.

We are back with a new video, Is the Bank of America No Income, No doc loan setting us Pp for another economic collapse.

Is the Bank of America No Income, No doc loan setting us Pp for another economic collapse no down payment.

No closing costs and let's throw in no minimum credit score either. with mortgage rates rising through the roof, this sounds too good to be true, but it is not.the underwriters are looking for history of on-time rent payments and monthly bills.

Bank of america will need to see you have a history of making your rent and monthly bills on time. the bank is now requiring applicants to take a course on financial education before they can be approved for a loan. the new requirement is part of bank of america's effort to to prove that they don't favor white borrowers and make sure new borrowers are prepared for the responsibility of taking on a mortgage.

The bank says that the course will help borrowers understand the insand outs of homeownership, from budgeting and maintaining your credit score to shopping for the best interest rate. Taking the course is a good way to show bank of america that you're serious about being a responsible borrower while it may add an extra step to the loan process, it will help you obtain a home loan process,

it will help you obtain a home loan to buying your dream home.

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