Chapter 7 Means Test Calculator

If you're considering filing for Chapter 7 bankruptcy, you're probably wondering how to complete the bankruptcy means test. The Chapter 7 means test calculator can help you determine if you qualify for Chapter 7 bankruptcy.

The first step in completing the means test is to calculate your current monthly income. Your current monthly income is your average monthly income over the past six months. You'll need to include your salary, wages, tips, commissions, and other forms of income.

Once you have your current monthly income, you'll need to compare it to the median income for your state. If your current monthly income is below the median income for your state, you automatically qualify for Chapter 7 bankruptcy. If your current monthly income is above the median income for your state, you'll need to complete the second part of the means test.

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