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How To Get a Reaffirmation Agreement in Chapter 7 Bankruptcy


If you are considering filing for Chapter 7 bankruptcy, you may be wondering if it is possible to get a reaffirmation agreement. A reaffirmation agreement is a new contract between you and your creditor that states you will continue to make payments on your debt even after your bankruptcy is discharged.


There are a few things to keep in mind if you are hoping to get a reaffirmation agreement. First, you must have the ability to repay the debt. This means that you must have a steady income and enough disposable income to make the payments. Second, you must show that you need the property that is secured by the debt. For example, if you are trying to reaffirm a car loan, you would need to show that you need the car for transportation to work or school.


If you can meet these requirements, then you can negotiate a reaffirmation agreement with your creditor.





The Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.



Our goal is to help you find a fresh start FAST!


Schedule your absolutely free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706








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